Just a year ago you were moving into your brand new home, ready to raise a family and enjoy the coming years. Life seemed wonderful, new home, baby on the way, stable jobs and then all of a sudden, a letter comes in from your mortgage company. New terms which almost increased your monthly payment by 50%! Does this sound familiar? Have you been hit with such a notice? Are you anticipating upcoming crisis regarding your home? There are steps you can take to avoiding foreclosure altogether, slowing down the process or at least making it bearable so that you aren't taken advantage of completely.

Some Steps:

Respond to all mail/contact from your lender. Early on, they will make available to you options to avoid foreclosure. Later contact they will not. Find an expert that can help you. Check out the U.S. Department of Housing website. There is great information there. Start building a record file. Keep paystubs, medical bills, layoff /rift notices. You may need these to show hardship and temporary lack of funds. Make copies of all documents that you turnover to the lender. Contact the lender's loss mitigation department. Here is where you find people in a position to help you.

Do not work with anyone who asks you to sign a "quitclaim deed." These documents hand over ownership of your home. Having your home foreclosed on can be terrifying. Your dreams are shattered about home ownership and you are worried about your future. If you take things into your own hands you will feel much better about the potential process and maybe even turn it around. Don't delay, act now.

More info on your stop foreclosure information search:

Get Free Foreclosure Advice and Free Refinance Quotes
Get your free on-line foreclosure refinance quote and free advice from foreclosure mitigation specialist in minutes. Compare real offers from top national subprime and hard money lenders... more...

Investment Gain With Foreclosure Home
The American dream is to own your own home and be your own boss. You've probably dreamed many dreams like this. Many of us have high hopes, but never seem to attain them. A foreclosure home can not only be the home you always wanted, but it can also be an investment, and a way to make a living. A ... more...

How The Home Foreclosure Process Works
If you are in the midst of a home foreclosure, then it's good to know the home foreclosure process. If you are a real estate investor looking for some good deals for real estate investing, then you'll also want to understand the home foreclosure process. The home foreclosure process is complex, but ... more...

Home Forclosure Help
9 tips for home foreclosure help Here outlined for you are nine things you can do if you want or need home foreclosure help. Home Foreclosure Help Tip #1. Make sure you have in place a Home Equity Line of Credit. For this home foreclosure help tip remember that if something comes up forcing you to ... more...

Stop Foreclosure by Selling Your Home
Stop foreclosure by selling your home or ruin your credit for the next 7 years...which option would you take if "push comes to shove?", i.e. you have to make a decision either way. To stop foreclosure by selling your home may appear to be an extreme option right now, however, there comes a point ... more...